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What Should a Study Agency Actually Charge?

Last reviewed: 2026-08-17

Short answer: "free school applications" is a real business model, not a marketing line. Schools pay agents a commission, so an agency can earn without charging you at all. The question worth asking is therefore not "what is a normal fee" but "where is this agency's money coming from, and did they tell me?"

Structures to walk away from

  • Taking a school commission and a student fee without disclosing it. A 2013 report commissioned by the Council of Ministers of Education, Canada names this directly: "The students, who pay a fee to the agent, may not always be aware that the agent is receiving a commission from the institution."
  • Being asked to send tuition to the agency. IRCC: "Always pay tuition fees directly to the school."
  • A letter of acceptance in exchange for payment. IRCC lists this as a fraud sign.
  • Being told that all DLIs and all programs lead to a PGWP. Untrue, and also on IRCC's fraud list.
  • Any promise of a job or permanent residence.
  • No written contract, no receipts. IRCC: "Get a written contract and breakdown of the application fees… and get a signed receipt for every payment."
  • A "discounted tuition rate" offered for a fee.

How large are the commissions?

The one substantial Canadian public figure comes from the Auditor General of Ontario's December 2021 audit of public college oversight:

The recruitment agencies are remunerated based on commissions paid by the public college… commissions paid to recruiters at the four colleges varied, ranging from 15% to 32% of first-year tuition fees… equivalent to $753 to $1,455 paid [per student].

Read the scope carefully. That is four Ontario public colleges in 2020/21. It is not a national rate, not a current rate, and not a university rate. If someone quotes a different number, ask for the document.

The same audit flags the structural risk: agencies are "incentivized to enrol as many students as they can in the programs that charge the highest tuition fees." That is exactly why you should ask why this school when you get a recommendation.

Three fee models

From the 2013 CMEC-commissioned report:

ModelWho paysStudent feeWhat to check
① School paysInstitution pays commissionNone — the agent "offers his or her assistance to prospective students for free"Whether school choice tracks commission rates
② Student paysStudent pays in fullYesWhether they also take a school commission
③ Both paySchool + studentYesDisclosure — this is where the problem lives

On model ③: "In some markets… students pay a fee, and these fees may be double what the institution is charged. A few institutions… forbid their agents to charge students."

The report lists Korea among the main source countries for agent-referred international students.

School applications and immigration advice are legally different

This is the line agencies blur most often, and IRCC draws it clearly.

School applications — no representative form needed

Others who may help you apply… make travel plans or choose and register in courses to study in Canada. For this kind of help, you do not need to send us a representative form.

IRCC explicitly includes "educational agents" in that category.

Immigration advice and form completion for a fee — authorized people only

That means a Canadian law firm, a Quebec notary, or a CICC licensee. IRCC: "If you use an unauthorized representative… we may return your application or refuse it." Step-by-step verification is in how to verify a consultant.

RCIC and RISIA are not interchangeable either:

Scope
RCICFull immigration representation, advice, and completing forms
RISIAEmployed in the Canadian education sector; student-permit-related advice only

CICC states: "RISIAs are not authorized to represent you… or complete immigration forms for you. For these services, you will require an RCIC."

And IRCC's own line is worth keeping: "You don't need to hire a representative! It's your choice." The forms and instructions are free.

Regulation is provincial — BC and Manitoba

BC — EQA International Education Code of Practice (in force January 2025, amended April 2025). It regulates agents by obligating institutions:

  • "The institution is responsible for the education agents working on behalf of the institution, including all representations made by the education agents."
  • "The institution must enter into a written agreement with each education agent."
  • It "must ensure the education agent maintains transparent relationships with students through written contracts."
  • It must not accept students from an agent it knows or reasonably suspects is providing immigration advice, unless that agent is a CICC licensee in good standing or a law society member.

BC's private training regulator (PTIB/PTIRU) has no agent rules. In its 162-page policy manual (3 November 2025) the word "agent" appears three times, with no commission or recruiter provisions. If you are told PTIB regulates study agencies, that is not accurate.

Manitoba legislates disclosure:

  • The International Education Act §20(1): providers must keep a "list of all the provider's recruiters and recruitment agencies and publish that list on its website."
  • Code of Practice 8(3)(a): "the recruiter must fully disclose in advance to each prospective international student the fee, if any, to be charged."

If you are looking at a Manitoba school, you can check its recruiter list on the school's own website.

Get this in writing before you sign

  1. Whether the agency receives commissions from schools, and from which schools
  2. What they are charging you, itemised — IRCC's own words: a "breakdown of the application fees"
  3. Refund terms — what comes back at which stage
  4. Who handles the immigration paperwork and their CICC number (R######) — a different job from school applications
  5. A signed receipt for every payment

For reference, IRCC's own figures: the study permit application fee is CAD $150, and proof of funds is "at least CAD $20,635" plus first-year tuition and travel. Those are government costs, separate from any agency fee.

So what is a normal fee?

We will not name a number. No Canadian public source publishes a standard student-facing rate; the only verifiable figures are on the commission side, from the Ontario audit.

What we can offer is a test. If every source of the agency's income is disclosed, the charges and refund terms are itemised in writing, and the licence number of whoever touches the immigration forms checks out, the amount becomes a negotiation. If those three are missing, the amount is not the problem.

FAQ

Can school applications genuinely be free? Yes. The school pays the commission, so the agency does not need a student fee. The CMEC-commissioned report describes agents in that model helping students "for free." What to verify is not whether it is free, but which schools pay them.

The agency says it will handle my visa paperwork too. Is that fine? Charging for immigration representation requires a CICC licence, a Canadian lawyer, or a Quebec notary. Helping with school applications does not require a representative form — visa paperwork is a different category. Ask for the R number and look it up on CICC's public register yourself.

They want tuition paid into the agency's account. Don't. IRCC states: "Always pay tuition fees directly to the school."

Official sources

Where does my case fit?

Guides cover the general rules. Individual assessments belong in a proper consultation.

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About the author

Jungmin (Lisa) Noh

Jungmin (Lisa) Noh

Regulated Canadian Immigration Consultant (RCIC) · R706158

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